diff --git a/src/api/accountApi.js b/src/api/accountApi.js
index b25b5b4..45f1ebc 100644
--- a/src/api/accountApi.js
+++ b/src/api/accountApi.js
@@ -76,8 +76,12 @@ const realApi = {
   },
 
   // 예산 (사용자별)
-  budgets() {
-    return http.get('/account/budgets')
+  budgets({ year, month } = {}) {
+    return http.get('/account/budgets', { params: { year, month } })
+  },
+  // 다른 월 예산을 이 달로 복사(전월 복사 등)
+  copyBudget({ fromYear, fromMonth, toYear, toMonth }) {
+    return http.post('/account/budgets/copy', null, { params: { fromYear, fromMonth, toYear, toMonth } })
   },
   budgetStatus({ year, month }) {
     return http.get('/account/budgets/status', { params: { year, month } })
@@ -91,8 +95,8 @@ const realApi = {
   setExpectedIncome({ year, month, expectedIncome }) {
     return http.put('/account/budgets/income', { expectedIncome }, { params: { year, month } })
   },
-  createBudget(payload) {
-    return http.post('/account/budgets', payload)
+  createBudget(payload, { year, month } = {}) {
+    return http.post('/account/budgets', payload, { params: { year, month } })
   },
   updateBudget(id, payload) {
     return http.put(`/account/budgets/${id}`, payload)
diff --git a/src/utils/backup.js b/src/utils/backup.js
index e70cad1..4a1777f 100644
--- a/src/utils/backup.js
+++ b/src/utils/backup.js
@@ -44,7 +44,8 @@ export async function exportBackup() {
     safe(accountApi.wallets()),
     safe(accountApi.categories()),
     safe(accountApi.recurrings()),
-    safe(accountApi.budgets()),
+    // 예산은 월별 — 백업엔 현재 월 예산을 담는다
+    safe(accountApi.budgets({ year: new Date().getFullYear(), month: new Date().getMonth() + 1 })),
     safe(accountApi.tags()),
     safe(accountApi.quickEntries()),
   ])
diff --git a/src/views/account/BudgetView.vue b/src/views/account/BudgetView.vue
index 007b321..90d9074 100644
--- a/src/views/account/BudgetView.vue
+++ b/src/views/account/BudgetView.vue
@@ -127,7 +127,7 @@ async function load() {
   error.value = null
   try {
     const params = { year: year.value, month: month.value }
-    const [st, raw] = await Promise.all([accountApi.budgetStatus(params), accountApi.budgets()])
+    const [st, raw] = await Promise.all([accountApi.budgetStatus(params), accountApi.budgets(params)])
     statuses.value = st
     budgetsRaw.value = raw
   } catch (e) {
@@ -154,6 +154,46 @@ function nextMonth() {
   loadIncome()
 }
 
+// ===== 월별 예산 복사 =====
+const copying = ref(false)
+const ym = (y, m) => `${y}.${String(m).padStart(2, '0')}`
+async function copyToNextMonth() {
+  if (copying.value || !budgetsRaw.value.length) return
+  const to = month.value === 12 ? { y: year.value + 1, m: 1 } : { y: year.value, m: month.value + 1 }
+  const ok = await dialog.confirm(
+    `${ym(year.value, month.value)} 예산을 ${ym(to.y, to.m)}(다음 달)로 복사할까요?\n다음 달의 같은 분류 예산은 덮어씁니다.`,
+    { title: '다음 달로 복사' },
+  )
+  if (!ok) return
+  copying.value = true
+  try {
+    await accountApi.copyBudget({ fromYear: year.value, fromMonth: month.value, toYear: to.y, toMonth: to.m })
+    await dialog.alert(`${ym(to.y, to.m)}로 예산을 복사했어요.`)
+  } catch (e) {
+    error.value = e.response?.data?.message || '복사에 실패했습니다.'
+  } finally {
+    copying.value = false
+  }
+}
+async function copyFromPrevMonth() {
+  if (copying.value) return
+  const prev = month.value === 1 ? { y: year.value - 1, m: 12 } : { y: year.value, m: month.value - 1 }
+  const ok = await dialog.confirm(
+    `전월(${ym(prev.y, prev.m)}) 예산을 ${ym(year.value, month.value)}로 가져올까요?\n이 달의 같은 분류 예산은 덮어씁니다.`,
+    { title: '전월 예산 복사' },
+  )
+  if (!ok) return
+  copying.value = true
+  try {
+    await accountApi.copyBudget({ fromYear: prev.y, fromMonth: prev.m, toYear: year.value, toMonth: month.value })
+    await load()
+  } catch (e) {
+    error.value = e.response?.data?.message || '복사에 실패했습니다.'
+  } finally {
+    copying.value = false
+  }
+}
+
 function openCreate() {
   editId.value = null
   Object.assign(form, {
@@ -213,7 +253,7 @@ async function submit() {
   submitting.value = true
   try {
     if (editId.value) await accountApi.updateBudget(editId.value, payload)
-    else await accountApi.createBudget(payload)
+    else await accountApi.createBudget(payload, { year: year.value, month: month.value })
     formOpen.value = false
     await load()
   } catch (e) {
@@ -252,6 +292,12 @@ onMounted(() => {
       </div>
     </div>
 
+    <!-- 월별 예산 복사 -->
+    <div class="copy-actions">
+      <button type="button" class="copy-btn" :disabled="copying" @click="copyFromPrevMonth">↤ 전월 예산 가져오기</button>
+      <button type="button" class="copy-btn" :disabled="copying || !budgetsRaw.length" @click="copyToNextMonth">다음 달로 복사 ↦</button>
+    </div>
+
     <!-- 월 예상 수입 vs 총 예산 -->
     <div class="income-panel">
       <div class="inc-input">
@@ -431,6 +477,26 @@ button.primary {
   text-align: center;
 }
 /* 예상 수입 vs 예산 */
+.copy-actions {
+  display: flex;
+  gap: 0.5rem;
+  justify-content: flex-end;
+  flex-wrap: wrap;
+  margin: -0.4rem 0 1rem;
+}
+.copy-btn {
+  padding: 0.4rem 0.8rem;
+  border: 1px solid var(--color-border);
+  border-radius: 6px;
+  background: var(--color-background-soft);
+  color: var(--color-text);
+  font-size: 0.82rem;
+  cursor: pointer;
+}
+.copy-btn:disabled {
+  opacity: 0.45;
+  cursor: default;
+}
 .income-panel {
   border: 1px solid var(--color-border);
   border-radius: 8px;