diff --git a/src/views/account/AccountView.vue b/src/views/account/AccountView.vue
index 013bf06..fb25143 100644
--- a/src/views/account/AccountView.vue
+++ b/src/views/account/AccountView.vue
@@ -345,6 +345,8 @@ const WALLET_KINDS = [
   { value: 'MINUS', label: '마이너스' },
   { value: 'INVEST', label: '증권' },
 ]
+// 출금/결제 계좌 종류 뱃지에서는 대출 제외 — 대출은 지출·이체의 '출처'가 아니라 상환 대상
+const FROM_WALLET_KINDS = WALLET_KINDS.filter((k) => k.value !== 'LOAN')
 const TYPES = [
   { value: 'EXPENSE',   label: '지출',    cls: 'chip-expense' },
   { value: 'INCOME',    label: '수입',    cls: 'chip-income' },
@@ -1131,7 +1133,7 @@ onMounted(async () => {
               <div class="field">
                 <span class="field-label">계좌 종류</span>
                 <div class="wallet-chips">
-                  <button v-for="k in WALLET_KINDS" :key="k.value" type="button"
+                  <button v-for="k in FROM_WALLET_KINDS" :key="k.value" type="button"
                           class="chip" :class="{ active: form.walletKind === k.value }"
                           :disabled="submitting" @click="form.walletKind = k.value; onWalletKindChange()">
                     {{ k.label }}