From 5567a239df8225575a5ce6731469da820117dd75 Mon Sep 17 00:00:00 2001
From: sb <sb@MacBook-Pro.local>
Date: Tue, 7 Jul 2026 23:38:05 +0900
Subject: [PATCH] =?UTF-8?q?chore(home):=20=EC=9D=B4=EB=B2=88=20=EB=8B=AC?=
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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
---
 src/views/HomeView.vue | 7 ++++---
 1 file changed, 4 insertions(+), 3 deletions(-)

diff --git a/src/views/HomeView.vue b/src/views/HomeView.vue
index 93fe44d..cd595a3 100644
--- a/src/views/HomeView.vue
+++ b/src/views/HomeView.vue
@@ -151,14 +151,15 @@ async function load() {
       accountApi.netWorth(),
       auth.isPremium ? accountApi.budgetStatus({ year, month }) : Promise.resolve([]),
       accountApi.list({ year, month }),
-      accountApi.wallets(),
+      auth.isPremium ? accountApi.wallets() : Promise.resolve([]),
     ])
     summary.value = sum
     networth.value = nw
     budgetTotal.value = (status || []).reduce((s, x) => s + (x.monthlyBudget || 0), 0)
     spentTotal.value = (status || []).reduce((s, x) => s + (x.spent || 0), 0)
     entries.value = list || []
-    await computeRepayDue(ws || [], list || [])
+    // 상환 예정은 유료 전용 — 무료 회원은 계산·조회 생략
+    if (auth.isPremium) await computeRepayDue(ws || [], list || [])
     // 오늘 기록 여부로 가계부 리마인더 보정(오늘 기록 있으면 오늘자 알림 제외)
     if (reminders.isNative()) {
       const t = new Date()
@@ -329,7 +330,7 @@ onMounted(load)
       </div>
 
       <!-- 이번 달 상환 예정 (대출·카드할부, 현재일 기준 · 상환 기록 있으면 제외) -->
-      <div v-if="repayDue.hadAny" class="card repay-card">
+      <div v-if="auth.isPremium && repayDue.hadAny" class="card repay-card">
         <div class="card-head">
           <span class="card-title">이번 달 상환 예정</span>
           <RouterLink to="/account/repayments" class="more">상환 →</RouterLink>