diff --git a/src/api/accountApi.js b/src/api/accountApi.js
index 69da852..8e0dd63 100644
--- a/src/api/accountApi.js
+++ b/src/api/accountApi.js
@@ -153,6 +153,14 @@ export const accountApi = {
     return http.delete(`/account/tags/${id}`)
   },
 
+  // 카드 결제 알림 자동인식 (미확인 내역)
+  pendingCount() {
+    return http.get('/account/entries/pending/count')
+  },
+  confirmEntry(id, payload) {
+    return http.post(`/account/entries/${id}/confirm`, payload || {})
+  },
+
   // 영수증 OCR (백엔드가 Google Vision 호출 → 전체 텍스트 반환)
   ocrReceipt(blob) {
     const fd = new FormData()
diff --git a/src/views/account/AccountView.vue b/src/views/account/AccountView.vue
index d2ae2a6..7fa2399 100644
--- a/src/views/account/AccountView.vue
+++ b/src/views/account/AccountView.vue
@@ -14,6 +14,26 @@ const entries = ref([])
 const summary = ref({ totalIncome: 0, totalExpense: 0, balance: 0 })
 const loading = ref(false)
 const error = ref(null)
+const pendingCount = ref(0) // 확인 필요(카드 알림 자동인식) 건수
+const editingPending = ref(false) // 수정 중인 항목이 미확인 건인지
+
+async function loadPendingCount() {
+  try {
+    pendingCount.value = (await accountApi.pendingCount()).count || 0
+  } catch {
+    pendingCount.value = 0
+  }
+}
+// 미확인 내역 즉시 확정(분류 미지정으로 수락)
+async function confirmRow(e) {
+  try {
+    await accountApi.confirmEntry(e.id, {})
+    await load()
+    await loadPendingCount()
+  } catch (err) {
+    alert(err.response?.data?.message || '확인 처리에 실패했습니다.')
+  }
+}
 
 // 검색·필터
 const filterOpen = ref(false)
@@ -331,6 +351,7 @@ function todayStr() {
 
 function openCreate() {
   editId.value = null
+  editingPending.value = false
   Object.assign(form, { entryDate: todayStr(), type: 'EXPENSE', category: '', amount: null, memo: '', walletKind: '', walletId: '', toWalletKind: '', toWalletId: '', principal: null, interest: null, installmentMonths: '' })
   selectedTagIds.value = []
   cancelAddCategory()
@@ -339,6 +360,7 @@ function openCreate() {
 }
 function openEdit(e) {
   editId.value = e.id
+  editingPending.value = !!e.pending
   Object.assign(form, {
     entryDate: e.entryDate,
     type: e.type,
@@ -428,10 +450,18 @@ async function submit() {
     tagIds: selectedTagIds.value,
   }
   try {
-    if (editId.value) await accountApi.update(editId.value, payload)
-    else await accountApi.create(payload)
+    if (editId.value) {
+      await accountApi.update(editId.value, payload)
+      // 미확인(카드 알림) 건이면 수정 저장 후 확정 처리
+      if (editingPending.value) {
+        await accountApi.confirmEntry(editId.value, {})
+      }
+    } else {
+      await accountApi.create(payload)
+    }
     formOpen.value = false
     await load()
+    await loadPendingCount()
   } catch (e) {
     formError.value = e.response?.data?.message || '저장에 실패했습니다.'
   } finally {
@@ -460,13 +490,14 @@ onMounted(async () => {
   loadTagOptions()
   loadWallets()
   loadCategories()
+  loadPendingCount()
 })
 </script>
 
 <template>
   <section class="account">
     <header class="account-head">
-      <h1>가계부</h1>
+      <h1>가계부<span v-if="pendingCount" class="pending-count">확인 필요 {{ pendingCount }}건</span></h1>
       <IconBtn icon="plus" title="내역 추가" variant="primary" @click="openCreate" />
     </header>
 
@@ -535,17 +566,19 @@ onMounted(async () => {
           </span>
         </div>
         <ul class="day-items">
-          <li v-for="e in g.items" :key="e.id" class="entry-item">
+          <li v-for="e in g.items" :key="e.id" class="entry-item" :class="{ 'is-pending': e.pending }">
             <div class="ei-line1">
               <span class="ei-cat">
                 <span class="type-dot" :class="dotClass(e.type)"></span>
                 <template v-if="e.type === 'TRANSFER'">이체</template>
                 <template v-else>{{ e.category || (e.type === 'INCOME' ? '수입' : '지출') }}</template>
               </span>
+              <span v-if="e.pending" class="ei-pending">확인필요</span>
               <span v-if="e.type === 'TRANSFER'" class="ei-wallet">{{ e.walletName }} → {{ e.toWalletName }}</span>
               <span v-else-if="e.walletName" class="ei-wallet">{{ e.walletName }}</span>
               <span class="ei-amount" :class="amountClass(e.type)">{{ amountSign(e.type) }}{{ won(e.amount) }}</span>
               <span class="ei-act">
+                <button v-if="e.pending" type="button" class="confirm-btn" title="확인(확정)" @click="confirmRow(e)">확인</button>
                 <IconBtn icon="edit" title="수정" size="sm" @click="openEdit(e)" />
                 <IconBtn icon="trash" title="삭제" variant="danger" size="sm" @click="remove(e)" />
               </span>
@@ -876,6 +909,39 @@ button.primary {
   padding: 0.5rem 0.1rem;
   border-bottom: 1px solid var(--color-border);
 }
+.entry-item.is-pending {
+  background: rgba(230, 126, 34, 0.07);
+}
+.ei-pending {
+  font-size: 0.7rem;
+  font-weight: 600;
+  color: #e67e22;
+  border: 1px solid #e67e22;
+  border-radius: 3px;
+  padding: 0.02rem 0.3rem;
+  white-space: nowrap;
+}
+.confirm-btn {
+  padding: 0.18rem 0.5rem;
+  font-size: 0.78rem;
+  font-weight: 600;
+  border: 1px solid hsla(160, 100%, 37%, 1);
+  border-radius: 4px;
+  background: hsla(160, 100%, 37%, 1);
+  color: #fff;
+  cursor: pointer;
+  white-space: nowrap;
+}
+.pending-count {
+  margin-left: 0.5rem;
+  font-size: 0.72rem;
+  font-weight: 600;
+  vertical-align: middle;
+  color: #e67e22;
+  border: 1px solid #e67e22;
+  border-radius: 999px;
+  padding: 0.1rem 0.5rem;
+}
 .ei-line1 {
   display: flex;
   align-items: center;